Finance

Buy or Lease a New Volkswagen in St Louis

Deciding between a Volkswagen Tiguan, Atlas, Jetta, or any other great Volkswagen models in our St Louis inventory can be a lot of fun. You will weigh your needs versus desires to arrive at the vehicle you feel is just the perfect fit for your household. As soon as you have accomplished that task, it is time to talk to us about the many possibilities available to you when buying or leasing your new Volkswagen. You will find advantages to both types, so it will come down to your own situation and what works best for your family finances.

Should I Buy or Lease a Volkswagen?

How to Buy a Car Online

There are many reasons why you may not yet feel comfortable driving down to the dealership to look for your next new car. That is perfectly understandable. It is also why Dean Team Volkswagen of Ballwin is pleased to bring the entire process to you online. You can begin by browsing through our inventory. Look at the various financing and leasing options available, and then fill out an application when you are ready.

If you have any questions along the way, we are only a phone call or email away. Once you fill out that application, we will be able to work with our network of lenders to find you the best terms available for your credit profile. You will find that you can complete the entire process online if you choose to. We can even deliver the vehicle to you when the process is completed. Don't forget to take a look at the protection plans that we offer as well. This is a way to extend your Volkswagen life and give you many years of worry-free driving.

How To Buy A Car Online

Perks of Financing a Volkswagen

Buying a brand new car certainly has its fair share of perks. For one, you will be the sole owner. You can add features or take them away as you see fit. You do not have to worry about returning everything to its original condition when it is time to turn the car back in.

You will also enjoy the advantage of not having any more money to pay for the vehicle once the loan has been settled. Since Volkswagen vehicles are built to last, this is a major perk. Years could go by with the only transportation expenses you incur being for routine maintenance and repair.

Buying a new Volkswagen is easy. Just fill out the application and then allow us to present the terms that you qualify for. You will likely need a down payment to get started, but a trade-in can satisfy this as well. You can be on your way in a new car in a matter of hours.

Apply For Financing

Perks of Leasing a Volkswagen

When you lease a Volkswagen, you can enjoy a new vehicle every few years. You never have to pay any expenses associated with depreciation, as the dealership will take that on. Since you do not own the car, you will not have to worry about finding a willing buyer when the lease is up. You will also love the fact that monthly payments tend to be lower than with financing, which gives you more room in your budget.

Volkswagen Leasing

Car Finance Vocabulary To Know

APR: The Annual Percentage Rate

Assignment: A transfer of a loan from one lender to another

Base Price: The costs of a car with standard equip incentives & freight

Certificate of Title: A Legal document issued by a state at the time of sale.

Co-signer: A person who takes on a loan if the orig. borrower stops pay

Default: Failure to meet the terms of the loan

Interest: A percentage charge for a loan

MSRP: Manufacturers Suggested Retail Price

Refinance: When one loan is used to pay off another

Term: The length of the loan, 24, 48, 60... months

Underwriting: Verifying the data used to obtain a loan

Discover Your Finance Options at Dean Team Volkswagen of Ballwin

At Dean Team Volkswagen of Ballwin, our finance team is standing by to help make your dream of buying or leasing a brand new Volkswagen come true. You will discover some great deals and offers right now, so this is a great time to drive home in a new vehicle. We look forward to talking with you and serving you soon.

Trade In

The Dean Team Volkswagen of Ballwin loan process can help you find the best interest rate for your next vehicle purchase.

Try our FREE credit application today!

Great New Vehicle APR!*

Competitive Used Vehicle Rates*

We have hundreds of new and used Volkswagen vehicles for immediate delivery and access to some of the lowest interest rates in the business. *Rates subject to change. Please see dealer for up to date rates.

Due to our special arrangements with local and national lenders, we can help you get the new or used vehicle you deserve. Whether your past credit is near perfect or not so perfect, we can help!

Complete our FREE credit application and our team of finance professionals will begin working for you. We have hundreds of Volkswagen vehicles currently available for immediate delivery.

Are you new to this country? Have you been turned down before? We can help. We have programs to help you get into a car and rebuild your credit. We are able to overcome most credit problems.

To get started, fill out our FREE credit application online.

Once the application is completed, the Dean Team Volkswagen of Ballwin finance team will put together a loan package that is tailored specifically for you.


Online Credit Application

Fill out our online credit application and get pre-approved for your next vehicle.

Get Pre-Approved

Our Financial Services Include:

  • Competitive rates direct from the manufacturer and local Missouri banks
  • Quick approvals
  • Value-added services to protect your vehicle investment
  • Extended warranty programs
  • And many more finance programs to fit your needs

We are always happy to answer your questions so please don't hesitate to contact us today!